District 6 Strike Assistance and Benefit Funds

In 2012, District 6 integrated our Strike Assistance Fund and our Strike Benefit Fund, so for the same 0.1%, our participating locals are covered by both funds. As a result, in a lockout or strike, our members and their families are eligible for not only increased strike pay but for health-care benefits.

Learn more about eligibility, payments and other details in the information booklet.

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Message from USW District 6 Director Kevon Stewart

Steelworkers members of District 6,

Steelworkers know that collective bargaining is a powerful tool – and to bargain strong, we need to stand united. The District 6 Strike Assistance and Benefits Funds were created to back up that power with action.

Since their launch in 2005, these funds have supported thousands of members on picket lines – ensuring that when we’re forced to strike or we’re locked out, we don’t face it alone.

These programs help locals fight for fair contracts,resist employer pressure and win better deals. The financial support and health benefits are there when needed the most.

More than 80% of the USW locals in District 6 are already participating, and all new locals are automatically enrolled. These funds show employers that we’re not backing down. We’re in this this together – and we’re ready to last one day longer.

As someone who has walked the line, I know the personal toll strikes or lockouts can have. But I also see the pride of standing together and the power of solidarity. When we support each other through these tough fights, we build a stronger future for all.

Join us. Be part of this growing collective strength. Let’s continue building worker power- together.

In solidarity,

Kevon Stewart
Director, USW District 6

District 6 Strike Assistance Fund

In 2012 we integrated our Strike Assistance Fund and our Strike Benefit Fund, so for the same 0.1%, our participating locals are covered by both funds. As a result, in a lockout or strike, our members and their families are eligible for not only increased strike pay but for health-care benefits as outlined below.

The funds are overseen by a board made up of USW staff and members from participating locals.

Eligibility

To join the funds, a local must get approval from its membership for increasing dues by 0.1%, and to ensure
fairness amongst funds members, serve a three-year waiting period.

Eligible members will receive District 6 strike assistance after completion of the 14th day of a legal strike or lockout.

Strike assistance will be payable to those members engaged in assigned strike-related activity.

Strike assistance payments

Payments have increased as our strike assistance funds balance has grown:

  • When the funds balance reached over $2.5 million, eligible members received $25 per week;
  • When the funds reached over $5 million, payments rose to $50;
  • When the funds reached over $7.5 million, payments rose to $75;
  • Now that the funds balance is over $10 million, payments are $125.
  • Strike pay increases by $25, to $150, for local unions on a longer strike, starting the first day of the seventh month.

Interest arbitration assistance

Some of our bargaining units do not have the legal right to strike but have access to interest arbitration. For bargaining units that participate in our District 6 funds, the International Union will pay the local’s costs for an interest arbitrator and the union’s nominee to the Board of Arbitration (if applicable). The union also will provide a staff researcher to present our case at arbitration.

District 6 Strike Benefit Fund

The following benefits are available to striking or locked out members and their families.

A. Member Life Insurance ($20,000)

For those members covered by the funds, we provide $20,000 in life insurance for the member from day one of the strike or lockout until it ends. The benefit will be paid to the beneficiary named by you. You may change your beneficiary whenever you like (subject to any legal restrictions) by giving written notice to the plan administrators.

B. Prescription drug coverage (member and dependents)

Benefits begin for eligible members and their dependents on the 15th day of a legal strike or lockout. You will receive 100% coverage to a family maximum of $1,000.

Covered expenses:

  • all drugs which by law or convention require a physician’s or dentist’s prescription
  • insulin supplies (i.e., needles, syringes and diagnostic tests), but excludes swabs and rubbing alcohol
  • all injectables including serums, vaccines and injectable vitamins
  • extemporaneous compounds prepared by a pharmacist

Exclusions (members and dependents)

Any drug or medication which may be purchased without a prescription. This further excludes over-the-counter (OTC) products whether prescribed or not.

C. Emergency dental coverage (member and dependents)

Benefits begin for eligible members and their dependents on the 15th day of a legal strike or lockout.

Covered expenses:

Coverage includes dentistry for emergency care for the temporary relief of pain as outlined in the Provincial Dental Association Fee Guide in the province of your residence.

All dental coverage under our plan will be provided by one of the four terrific dental offices our union has built. If you live over 75 km away from the closest Steelworkers Dental Office you may attend the dentist of your choice for the emergency dental coverage provided by our plan.

Eligibilty

To be eligible for benefits:

  • All other benefits must be exhausted
  • Your bargaining unit must be on a legal strike or lockout
  • You must be a member of the local union
  • You must participate in strike duties
  • The plan must have received your enrolment card.

Your eligible dependents include your:

a. Spouse, or alternatively a common-law spouse, including same-sex partner.

b. Any unmarried child under 19 years of age who is not employed and is living with an eligible parent.

c. Any unmarried child under 21 years of age if he or she is a full-time student at a university or similar institution.

Health-care benefits will continue beyond the date an unmarried child attains the limiting age for insurance (21), provided proof is submitted to the plan that such child is incapable of self-sustaining employment by reason of mental or physical disability.

Benefit enrolment

It is essential that you complete and submit your Enrolment Card, otherwise no claims can be paid, nor can you visit the Steelworkers Dental Office. The card also names the beneficiary to whom your life insurance would be paid. Enrolment Cards can be obtained from your local or from your USW Regional Office.

The Enrolment Card must be submitted to:

District 6 Strike Benefit Fund
c/o W.A. Health
149 Main Street East, Hamilton ON L8N 1G4
Tel: 289-768-3621
Fax: 289-768-3620
Email: admin@wahealth.ca

Termination of coverage

Your coverage under the Strike Benefit Fund will stop the earlier of the end of the legal strike or lockout for which this coverage is provided or at the one-year anniversary of the strike.

How to file claims

All claims are to be sent to the plan and should clearly indicate the following:

a. The plan’s name: District 6 Strike Benefit Fund

b. Your name, address and social insurance number

c. If your claim is for a dependent, the dependent’s first name, age and relationship to you.

Dental claims

If you and your family have your dentistry performed at the Steelworkers Dental Office there are no claim forms to submit.

Steelworkers Dental Offices

“When we support each other through tough fights, we build a stronger future for all.”

Kevon Stewart
District 6 Director

USW D6 Strike Assistance Fund and Strike Assistance Benefit Fund investment

About

The USW District 6 Strike Assistance Fund and Strike Assistance Benefit Fund are pools of capital to assist members of USW Locals, which contribute to the Fund, during periods in which they are on strike or lock out by their employer.

Investment objective

The investment objective of the Funds is to achieve a minimum rate of return of Inflation + 2% over the medium-term.

Governance

The USW District 6 Strike Assistance Committee is chaired by Kevon Stewart, District 6 Director, and is comprised of the following staff and rank and file members: Anita Bryan, Michael Furlong, Mark Gardner, Sean Logan, Alex Lourenco and Rob Mason.

The Committee, with the help of an external advisor, determines the investment strategy, selects investment managers and monitors the overall performance closely. Investments are managed by Addenda Capital. All funds are held in Trust at CIBC Mellon.

Performance Summary for periods ending December 31, 2024

1 Year2 Years3 Years4 Years5 Years
Total fund12.1%11.0%4.0%4.4%5.0%
Benchmark12.6%11.3%4.0%4.6%5.6%
Value added-0.05%0.3%0.0%0.2%-0.6%

2024 Fund cash flows

Strike Assistance FundsStrike Assistance Benefit Fund
Cashflow in$5,115,588$839,403
Cashflow out $1,593,331$177,432
Total assets $36,704,615$7,104,697

2024 Year in review

For the second consecutive year, the USW District 6 Strike Assistance Fund and Strike Assistance Benefits Fund delivered strong results, returning 12.1% in 2024 after a 9.9% return in 2023.

Despite market challenges in 2020 and 2022, the portfolio has maintained an impressive 5.0% return over five years—a strong result given its conservative nature.

In 2024, the Strike Assistance Committee, in collaboration with our investment consultant Eckler Ltd., conducted an extensive portfolio review. Based on Eckler’s analysis, the Committee decided to restructure the portfolio into a conservatively invested Liquidity Reserve Portfolio

to pay benefits during strike periods and a more aggressively invested Long-term Growth Portfolio for capital appreciation. Implemented in Q3 2024, these adjustments led to shifts in asset allocation and the addition of better performing investment options.

USW Strike Assistance Fund Fund Asset allocation as of December 31, 2024

Canadian Equity 18%
Global Equity 17%
Fixed Income 42%
Commercial Mortgages 16%
Cash 7%

USW Strike Assistance Benefit Fund Fund Asset allocation as of December 31, 2024

Canadian Equity 18%
Global Equity 17%
Fixed Income 42%
Commercial Mortgages 16%
Cash 7%

Addenda Balanced Asset allocation as of December 31, 2024

Canadian Equity 21%
Global Equity 41%
Canadian Fixed Income 31%
Commercial Mortgages 7%

 All rates of return are shown before expenses. Performance data is provided for illustrative purposes only and represents past performance, which is not necessarily indicative of future performance. 

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